Last Updated: February 20, 2026
Please read these Terms and Conditions (“Terms”) carefully before using https://ithowbd.com/ (the “Site”) operated by Ithowbd (“we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site.
1. Acceptance of Terms
By accessing and using this Site, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Site.
2. Intellectual Property Rights
Unless otherwise stated, Ithowbd and/or its licensors own the intellectual property rights for all material on this Site. All intellectual property rights are reserved. You may access this Site for your own personal use subject to restrictions set in these Terms.
You must not:
- Republish material from this Site without proper attribution
- Sell, rent, or sub-license material from the Site
- Reproduce, duplicate, or copy material from the Site for commercial purposes
- Redistribute content from this Site unless content is specifically made for redistribution
3. User Content
In these Terms, “User Content” means material (including text, images, audio, video, and comments) that you submit to this Site. By providing User Content, you grant us a non-exclusive, worldwide, irrevocable, royalty-free license to use, reproduce, adapt, publish, translate, and distribute it in any media.
Your User Content must not be illegal, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action against you, us, or a third party.
4. No Financial or Legal Advice
The content on this Site is provided for general informational and educational purposes only. It does not constitute:
- Financial advice or investment recommendations
- Legal advice or legal opinion
- Tax advice or tax planning guidance
- Real estate brokerage or agency services
- Immigration or visa consulting services
You should consult with qualified professionals (financial advisors, lawyers, tax consultants, licensed real estate agents, and immigration consultants) before making any investment, property purchase, or visa-related decisions.
5. Accuracy of Information
We make reasonable efforts to ensure information on this Site is accurate and up-to-date. However, we do not warrant the completeness, reliability, or accuracy of any information. Property prices, mortgage rates, visa regulations, government fees, and other data referenced on this Site are subject to change without notice.
6. Third-Party Links
This Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services.
7. Advertising
This Site displays advertisements provided by third-party advertising networks, including Google AdSense. These advertisements may use cookies and other tracking technologies to deliver relevant ads. We do not endorse the products or services advertised and are not responsible for the content of the advertisements.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Ithowbd, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:
- Your use of or inability to use the Site
- Any conduct or content of any third party on the Site
- Any content obtained from the Site
- Unauthorized access, use, or alteration of your transmissions or content
- Investment losses or financial decisions made based on information on this Site
9. Indemnification
You agree to indemnify and hold harmless Ithowbd and its owners, employees, and affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the Site or your violation of these Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the appropriate courts.
11. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide notice prior to any new terms taking effect. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised Terms.
12. Contact Us
If you have any questions about these Terms, please contact us at admin@ithowbd.com.